for health.

Fee-free health savings account. Automated investing. All tax-free.*
Starship visa debit card front and bank Starship visa debit card front and bank
Starship is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.
Illustration Hero_Spending
Illustration Hero_Spending

Money for
the future.

Spend, save and invest your health dollars tax-free, all in one place. Starship is the HSA built for you.
Illustration Hero_Spending  
How it works

View your health savings, spending, and investing, all from one place.


Use your card to pay for everything from doctor visits to braces.


Invest on autopilot with low-fee ETFs. Your future health thanks you.


Take control with money tracking tools and spending alerts.


Invite friends and family to help you reach your health goals.

Save big on eligible,
everyday items.

Swipe or tap your Starship Visa® Debit Card when paying for eligible purchases and enjoy the tax savings.

Get into the details.

It’s sort of like a personal savings account, but the money in your Starship health savings account (HSA) is used to pay and save for eligible healthcare expenses. HSAs are also tax deductible, which means you pay less when tax season rolls around.

Any tax-payer in the United States over 18 years of age can have a health savings account (HSA), but in order to be able to contribute to your HSA, you must also be enrolled in a high-deductible health insurance plan (HDHP).

A Starship Spending Account is completely free. No strings attached. Not all HSAs are like this. A Starship Investing Account is only $1/month, plus an additional .35% AUM per year for balances $5,000+.

First, you can use the tax-free money for everyday and emergency health purchases. Second, an HSA has a triple tax break: the money you add is tax deductible, the money you invest grows tax-free, and eligible health purchases are not taxed. Third, your funds carry over year to year and you are not required to “use them or lose them.”

Your money is protected
with Starship.

Spending accounts are FDIC insured up to $250,000.* Investing accounts are protected by the SIPC up to $500,000.