Your money, healthier.

Save, spend, and invest in your health.

health sav•ings ac•count


a spending account with superpowers. It lets you save tax-free³, spend tax-free, and invest tax-free. Save and invest when you can, and spend when you need it on eligible health expenses.

Save for today’s care.

Saving is free. Seriously, there are no hidden fees. Plus, you’ll earn up to .25% APY1.

Spend when you need it.

Swipe your Starship card when paying for eligible expenses, and enjoy the tax savings.

Invest in tomorrow.

Maximize your future health funds, and invest using the first native robo-advisor on the market.

Featuring the modern features you want.

Starship’s here to help you become healthier, wealthier, and wiser.

Overflow Investing
Set a threshold and auto-invest your extra funds into low-fee ETF funds.
Auto Contributions
Put your savings on auto-pilot with a recurring monthly contribution.
Freeze Card
Lost or stolen card? Freeze and reorder replacement cards in the app.
Serious Security
Your data is protected with a passcode, TouchID (iOS) and 256-bit bank-level encryption.
Reimburse Expenses
Link a funding account to quickly pay yourself back for health spending.
Expert Advice
HSAs can be confusing, we’re here to help make them easy to understand.
Family Management
Share an HSA with your family? Easily keep track of who’s spending what with family tags.
Receipt Capture
Attach receipts to any payment using your phone camera.

Better than a 401(k).

Put money in tax-free, let it grow tax-free, and take it out tax-free for health expenses.

401(k) Roth IRA
Tax-free contributions
Tax-free earnings
Tax-free distributions
Penalty-free medical spending.

Sign up for free in 5 minutes or less.

Spending accounts FDIC insured up to $250,000.2
Investing accounts protected by the SIPC up to $500,000.